Contributing Editor, Financial Operations
David spent 11 years as a financial controller before joining Ledgerwise as a contributing editor. He writes about cash flow management, accounts receivable, and operational finance for owner-operated businesses.
A simple framework to manage business finances like a pro — budgets, monthly reports, internal controls, and cash reserves that protect your growth.
Track business expenses fast with a system that captures every cost in real time. Tools, habits, and proven workflows that preserve every legitimate deduction.
Create professional invoices that get paid faster. Every required element, formatting that reduces disputes, and proven payment-term strategies — with examples.
Improve cash flow with 10 proven tactics — faster invoicing, better terms, deposits, rolling forecasts, and reserves. Practical steps that work this week.
Manage accounts receivable like a pro. Set credit policies, invoice on cadence, work the aging report, and turn slow payers into reliable cash flow.
Handle late payments professionally with a proven 4-step escalation, communication templates, and prevention tactics that protect the client relationship.
Plain-English guide to the cash flow statement with a worked example, free template, and the simple formulas to calculate operating, investing, and financing cash flow.
Automated bookkeeping, invoicing, and cash-flow tracking trusted by millions of small businesses. Exclusive savings via our partner link.